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Deposit
At Manjushree, we design our deposits products that meet your cash needs anytime, at your convenience. Our saving and fixed deposits schemes give you very attractive and competitive interest rates and other benefits.
Saving Account
Benefits
- Attractive interest: Earn daily 6.5% interest on your balance.
- Regular statement: get a detailed monthly statement of all your transactions.
- Free Cheque facility: draw as many cheques as you need.
- Free SMS services: use SMS services to know your account balance instantly
Requirements
- Minimum initial deposits: Rs 1000.00
- Minimum account balance: Rs 1000.00
Saving Plus Account
Benefits
- Attractive interest: Earn daily 7.00% interest on your full balance.
- Regular statements: Get a detailed monthly statement of all your transactions.
- Free chequing facility: Draw as many cheques as you need.
- Free SMS service: Use SMS services to know your account balance instantly.
Requirements
- Minimum initial deposits: Rs 10,000.00
Minimum account balance: Rs 5000.00
Investor Saving Account
Benefits
- Attractive interest: Earn 6.00% interest on your monthly minimum balance.
- Regular statement: get a detailed monthly statement of all your transactions.
- Free Cheque facility: draw as many cheques as you need.
- Free SMS services: use SMS services to know your account balance instantly
Requirements
- Minimum initial deposits: Rs 100.00
- Minimum account balance: Rs 100.00
Fixed Deposits
Fixed deposits at Manjushree let you save a fixed amount for a fixed period interest rate.
Benefits
- Attractive interest rate: we offer very attractive and competitive interest rate to benefit you.
- Flexible deposit amount: You can deposit any amount starting from Rs. 10,000 and more.
- Wide choice of tenors: You can deposit your money for a period of 3, 6, 12, or 24 months.
- Interest payment: Quarterly, semi- annually or annually.
- Regular Statement: You can get a detailed statement of your deposits.
- Automatic Renewal: Up on maturity, your fixed deposits will be automatically renewed for the same period at the prevailing interest rate, unless you instruct otherwise.
- Demand loan facility: you can use fixed deposits with us as collateral for demand loan facilities at a competitive interest loan.
Requirements
- Minimum deposits: Rs. 10,000.00
- Minimum period: 3 months
| Period |
Interest rates |
| 3 month |
6.50% per annum |
| 6 month |
6.75% per annum |
| 12 month |
9.00% per annum |
| 24 month |
9.50% per annum |
| 36month |
10.00% per annum |
Current Account
This is a checking facility that does not pay interest.
Benefit
- Auto check mailing: you will never run out of cheques as you will automatically receive a new chequebook each time you are down to your last few cheques.
- Regular statements: you get a detailed monthly statement of all your transactions.
- Demand loan facility: Depending on your minimum balance, you can use your current account as collateral for demand loan facility.
Requirements
- Minimum initial deposit: Rs 5000.00
- Minimum account balance: Rs 3000.00
Balloon Saving
Benefits
- Attractive interest: Earn daily up to 9.5% interest on your balance.
- Interest payment on quarterly basis.
- Accidental Insurance up to Rs. One Lakh.
- Privileged Counter.
- Unlimited withdrawals/Deposits.
- Free Balance Certificate.
- Free remittance facility.
- 0.5% waiver on loan processing fee.
- Clearing House Facilities.
- Free ATM card/ SMS Banking.
Requirements
- Minimum initial deposits: Rs 25000.00
- Minimum account balance: Rs 25000.00
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